INSURANCE OPTIONS
IN-NETWORK INSURANCES ACCEPTED
Connecticut
Anthem Blue Cross and Blue Shield
Optum United HealthCare
Aetna
Cigna
Carelon Behavioral Health
TRICARE East
US Family Health Plan
Curative
Magellan
Florida
Aetna
Cigna
Carelon Behavioral Health
TRICARE East
Curative
Texas
Blue Cross Blue Shield
Aetna
Cigna
Carelon Behavioral Health
Acension/SmarthHealth
Curative
OUT-OF-NETWORK INSURANCE
Available for clients who prioritize more flexibility, privacy, and choice rather than staying in-network. If your plan includes out-of-network benefits, Bluestone Clinical can help verify your benefits and submit claims for possible reimbursement. Reimbursement depends on your individual plan. TRICARE East members: Please do not use the “Check My Out-of-Network Benefits” button. TRICARE benefits are verified through a separate process with Therapy Notes Billing before scheduling.
*Reasons to choose out-of-network.
Private-Pay Session Fee
The standard private-pay fee is $225 per 60-minute session and $125 per 30-minute session for established patients who are clinically appropriate.
Private Pay Advantages
For many individuals, private-pay care provides greater flexibility, privacy, and continuity without certain insurance requirements.
For example, insurance companies may require a mental health diagnosis, confirmation that treatment is medically necessary, and access to your clinical information when reviewing claims. Personal growth, life/career/academic coaching, relationship concerns, loneliness without a diagnosable condition, ordinary stress not meeting a diagnostic criteria, parenting guidance alone, wellness or prevention sessions after medical necessity has ended, and other non-diagnostic services may not be covered, yet are available through private pay.
Private-pay clients also have greater flexibility in choosing the frequency, length, and focus of sessions based on their goals rather than their plan’s coverage rules.
